Particulars | Mar 2025(Rs.Cr) | Dec 2024(Rs.Cr) | Sep 2024(Rs.Cr) | Jun 2024(Rs.Cr) |
Operating Income | 40.05 | 37.04 | 34.31 | 31.94 |
Total Income | 43.50 | 40.25 | 36.85 | 33.98 |
Interest | 16.60 | 16.51 | 14.92 | 14.03 |
Employee Expenses | 10.98 | 9.68 | 8.67 | 8.09 |
Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 | 0.00 |
Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 |
Loss on Forex Transaction | 0.00 | 0.00 | 0.00 | 0.00 |
Other Expenses | 5.38 | 4.14 | 3.92 | 3.36 |
TOTAL OPERATING EXPENDITURE | 32.96 | 30.33 | 27.51 | 25.48 |
Operating Profit Before Prov. & Cont. | 10.54 | 9.92 | 9.34 | 8.50 |
Provisions & Write Offs | 1.07 | 1.04 | -0.61 | 0.11 |
Depreciation | 1.79 | 1.71 | 1.62 | 1.52 |
TOTAL EXPENDITURE | 35.82 | 33.08 | 28.52 | 27.11 |
Tax | 1.79 | 1.79 | 1.86 | 1.20 |
Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 |
Deferred Tax | -0.30 | -0.37 | -0.14 | -0.18 |
Reported Profit After Tax | 6.19 | 5.74 | 6.60 | 5.86 |
Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 |
Adjusted Profit After Extra-ordinary item | 6.19 | 5.74 | 6.60 | 5.86 |
| | | | |
EPS (Unit Curr.) | 4.43 | 4.16 | 4.87 | 4.38 |
EPS (Adj) (Unit Curr.) | 4.43 | 4.16 | 4.87 | 4.38 |
Calculated EPS (Unit Curr.) | 3.95 | 4.01 | 4.62 | 4.34 |
Calculated EPS (Adj) (Unit Curr.) | 3.95 | 4.01 | 4.62 | 4.34 |
Calculated EPS (Ann.) (Unit Curr.) | 15.80 | 16.06 | 18.50 | 17.36 |
Calculated EPS (Adj) (Ann.) (Unit Curr.) | 15.80 | 16.06 | 18.50 | 17.36 |
Book Value (Unit Curr.) | 188.54 | 150.51 | 141.58 | 125.04 |
Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 |
Equity | 15.68 | 14.31 | 14.28 | 13.50 |
Reserve & Surplus | 248.27 | 146.37 | 146.37 | 146.37 |
Face Value | 10.00 | 10.00 | 10.00 | 10.00 |
| | | | |
Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 |
Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 |
| | | | |
Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 |
Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 |
Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 |
| | | | |
Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 |
Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 |
Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 |
| | | | |
PBIDTM(%) | 65.07 | 68.55 | 72.49 | 70.19 |
PBDTM(%) | 23.65 | 23.97 | 29.03 | 26.30 |
PATM(%) | 15.46 | 15.50 | 19.24 | 18.35 |
| | | | |
Net Interest Income | 20.36 | 17.20 | 17.74 | 17.02 |
Operating Expenses | 0.00 | 0.00 | 0.00 | 0.00 |
Loan Losses & Provision | 0.00 | 0.00 | 0.00 | 0.00 |
Assets Under Management | 759.36 | 707.47 | 651.00 | 629.60 |
| | | | |
Return on Equity(%) | 2.62 | 2.80 | 3.56 | 3.57 |
Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 | 0.00 |
Cost to Income Ratio | 67.47 | 65.40 | 64.80 | 64.98 |
Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 | 0.00 |
Loans Spreads(%) | 9.88 | 9.48 | 10.83 | 0.00 |
Net Interest Margin(%) | 2.78 | 2.53 | 2.77 | 2.76 |
Provision Coverage Ratio(%) | 0.00 | 0.00 | 0.00 | 0.00 |
Capital Adequacy Ratio | 47.75 | 39.85 | 39.44 | 35.46 |
Tier I Capital | 47.23 | 39.41 | 38.98 | 34.99 |
Tier II Capital | 0.52 | 0.44 | 0.46 | 0.47 |
| | | | |
Gross Non Performing Assets | 13.98 | 13.99 | 12.73 | 0.00 |
Net Non Performing Assets | 4.58 | 4.26 | 3.79 | 0.00 |
(%) Gross Non Performing Assets | 1.84 | 1.98 | 1.96 | 2.19 |
(%) Net Non Performing Assets | 0.61 | 0.61 | 0.59 | 0.67 |
Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 | 0.00 |
Return on Assets | 0.75 | 0.74 | 0.90 | 0.00 |
Loans Disbursed(Amt Rs cr) | 106.48 | 90.95 | 62.96 | 44.57 |
Loans Sanctioned/Approved(Amt Rs cr) | 115.15 | 111.44 | 65.41 | 46.51 |
Loan Book(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 |
Dividend Per Share(Rs) | 0.00 | 0.00 | 0.00 | 0.00 |
Diluted EPS | 4.43 | 4.16 | 4.62 | 4.34 |